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home : letters : letters August 24, 2017

4/18/2017 7:27:00 AM
'Something terrific'

To the Editor:

Candidate Donald Trump promised to repeal the Affordable Care Act and replace it with "something terrific." The plan has now been released, and the only one using that adjective is Paul Ryan.

The Heritage Action and the Club for Growth, two very Republican groups, have just come out against it.

One thing the House Republicans have accomplished in writing a bill that almost no one, on either side is happy about, is giving the wealthy and the Insurance Companies a huge tax cut.

For the rest of us the bill does this:

• revokes the Medicaid expansion after 2020, likely kicking millions off the program;

• replaces that guarantee with "per capita allotment" for the states, who then will be free to reduce benefits and remove people;

• replaces subsidies with tax credits (based on age rather than income), skimpier than the previous subsidies; the largest amount $4,000, is far from the actual cost of insurance, particularly for older Americans,and includes persons with incomes up to $75,000;

• a flat tax credit does not go up when premiums rise, unlike ACA subsidies tied to income, subsequently, when premiums go up, too bad;

• no individual mandate means that the insurance pool will shrink and potentially have a old, sick, pool driving up premiums, insurers feeling and markets collapsing;

• the older person might be charged up to three times more under ACA, now could be charged up to five times more, while only getting two times as much tax credit;

• huge tax cut to the wealthy in line for a $50,000 avg tax cut; the top 1 percent inline for a $195,000 avg tax cut.

Healthcare is now proposed to become unaffordable for millions of younger, older, and more vulnerable Americans and will increase costs and, again, benefits the wealthiest of Americans.



Judith Maloney

St. Germain





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